Hard Money Lender Florida Vero Beach 32968

David Di Natale

[dollars key=”0″] Hard Money Lender FL Vero Beach What is hard money loan? A hard money loan is a loan given to a borrower from a lender based primarily on the value of the underlying asset that is collateralized. Traditional banks and lenders focus mainly on income and the credit of the borrower where asset based lenders aka hard money lenders focus mainly on the worth of the asset being used as collateral for the loan. Where traditional loans are usually for 15–20 year durations, hard money loans are used as a short term alternative (1–3 years usually) as a bridge …

What is a lien?

David Di Natale hard money loans

What is a lien? A lien is a notice attached to your property which puts everyone on constructive notice that a creditor has a claim.  A lien is typically a filed and recorded in the county public records (if involving real property) or with the secretary of state (if involving personal property). Why does a lien help a creditor? Well… in order to sell or refinance the property, the borrower’s lender is going to require clear title on the property as a prerequisite to the loan. Thus, a lien existing on your house has the negative effect of clouding the title and …

How to earn 8.5%+ APR without investing in the stock market

David Di Natale hard money loans

How to make over 8.5% APR return on your money without investing in the stock market Are you tired of logging into your investment account or IRA each week only to see that you’re losing money! I mean your “financial advisor” put you in the most diversified and conservative portfolio with the “lowest fee’s” so what’s going on? Well, here’s the deal… since the end of 2014 the only people making money in the stock market have been the advisors and brokerage houses who are collecting the fee’s off your portfolio. Since December of 2014 until today if you just …