Multifamily Bridge Loan Program

A "Multifamily-Bridge loan" loan is a short-term loan used to purchase or refinance a 5+ unit apartment complex. We provide the financing solution so that you can enjoy the residual income, cash flow, and future appreciation that comes with owning an apartment complex. Our multifamily bridge loan program puts you back in the driver's seat so that you can focus on what matters… expanding your commercial real estate portfolio. A Multifamily-Bridge loan is a great fit in the following situations:

  1. When the property needs renovations.
  2. When you are in a time crunch to close quickly.
  3. When the property is not stabilized, leased up, or generating any income.

At Capital Funding Financial, our Multifamily loans close very quickly... even in as little as 10-21 days starting at 9.49%! Our Multifaimily loans require no personal income verification and very little documentation.


Program Overview

Loan Amount: $250,000 - $25 Million (larger loans case by case)
Term Length: 6 - 24 months
Max LTC: 90% (Max LTC) 80% (Purchase) 75% (Refinance) 70% (Cash out)
Amortization: Interest only
Interest Rate: Starting at 9.49%
Credit Requirement: No Min FICO
Closing Time: 10 - 21 Days
Loan Use: Purchase, refinance, cash-out,
construction, renovation
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Pro's About Multifamily-Bridge Loans:

  • High Leverage (up to 90% LTC)
  • Quick Closing in 10-21 Days
  • Interest-only payments
  • No Income Documentation
  • No Debt Service Ratio
  • Rehab Funding Provided

What Do I Need To Qualify?

Simple... Equity in the property!

Origination Fee: 1.50% - 2.75% of the loan amount

Prepayment Penalty: None!

Eligible Properties for Multifamily-Bridge Loans

Multi Family

Multi-family is a classification of housing where multiple units (5+) for residential use are contained within one or more buildings within one community or complex. At Capital Funding Financial, we will lend to real estate investors looking to purchase or refinance multi-family properties with loan amounts of $250,000+.

Mixed Use

Mixed-use is a type of development that blends residential and commercial uses into one integrated complex or building. At Capital Funding Financial, we will lend to real estate investors in the following scenarios: purchase, refinance, bridge to stabilization, bridge to sale, or bridge to construction take out on mixed use projects with loan amounts from $250,000+

Required Documents for Closing


  • Purchase Contract
  • Payoff Statement (if Refinance)
  • Rent Roll & Leases
  • Property Financials
  • Appraisal
  • Personal

  • Loan Application (Download)
  • Track Record (Download)
  • Last 3 Months of Bank Statements
  • Driver’s License (Front & Back)
  • Passport/Visa (if Foreign National)
  • Business

    • Articles of Incorporation
    • Operating Agreement (LLC) or Bylaws (Corp.)
    • EIN Letter

    Is a Multifamily Loan Right For Me?


    Need to close fast? You can count on us!

    Benefits of our Multifamily Bridge Loans:

    • Close in 10-21 Days
    • Up to 90% Combined LTC
    • Up to 80% LTC
    • Up to 75% LTV
    • Rates Starting at 9.49%
    • No Income Documentation
    • No DSCR or Occupancy Requirement
    • Low Credit Requirement
    • No Prepayment Penalty

    Approval Process

    Close in as little as 10 Days! From start to finish in 5 easy steps!
    Submit Loan Request
    Upload Documents & Accept LOI
    Appraisal & Title Ordered
    Final Legal Review