Hard Money Loan Atlanta Georgia

Hannah Patten Uncategorized

Looking for a private money lender in Atlanta? If so, Capital Funding Financial is the perfect lender for you. Capital Funding Financial is a direct lender offering low rates, no income docs or minimum credit requirement, and the ability to close in 5-7 days. Capital Funding Financial specializes in asset based private money loans on non-owner occupied investment properties nationwide particularly in states such as Georgia. Capital Funding Financial is looking for real estate investors, developers, and mortgage brokers who need a fast & reliable financing partner for their real estate projects. Atlanta’s Top Hard Money Lender RATES STARTING AT 6.99%*+ ON HARD …

Hard Money Loan Austin Texas

David Di Natale Uncategorized

Are you looking for a private lender in Austin with direct access to capital who is offering low rates, no income docs or minimum credit requirement, and the ability to close in 5-7 days? If so, Capital Funding Financial is the perfect lender for you. Capital Funding Financial is a family office fund which specializes in asset based private money loans on non-owner occupied investment properties nationwide particularly in states such as Texas (Dallas, Houston, Austin, Plano, San Antonio). Austin’s Top Hard Money Lender RATES STARTING AT 6.99%*+ ON HARD MONEY LOANS, RATES STARTING AT 3.75% ON RENTAL INVESTMENT LOANS, RATES STARTING …

Hard Money Lender Florida Fort Lauderdale 33318

David Di Natale Uncategorized

Hard Money Lender Fort Lauderdale RATES STARTING AT 6.99%* POINTS AS LOW AS 1.50*  UP TO 80% LTV! 1-3 YEAR TERM INTEREST ONLY  NO PREPAYMENT PENALTY*  QUICK 5-7 DAY CLOSING (ONCE TITLE & APPRAISAL OR BPO ARE COMPLETE) NO VERIFIED INCOME DOCS REQUIRED OR TAX RETURNS NEEDED! MINIMUM LOAN AMOUNT OF $100,000 UP TO 25 MILLION LENDING AVAILABLE NATIONWIDE ON COMMERCIAL LOANS N/O/O RESIDENTIAL, BUSINESS USE PURPOSE, INVESTMENT, & COMMERCIAL PROPERTIES ONLY ASSET BASED CONSUMER LOAN AVAILABLE WITH 25% DOWN AND A 640+ CREDIT SCORE APPLY NOW CALL US TODAY: 954-320-0242 APPLY NOW CALL US TODAY AT 954-320-0242 GET PRE-APPROVED …

Hard Money Lender Florida Sarasota 34243

David Di Natale Uncategorized

(Pictured) Capital Funding Financial closed a luxury oceanfront single family residential property in just 7 days on our Hard Money Loan Program! No Credit or Income Requirement! Hard Money Lender Sarasota RATES STARTING AT 6.99%* UP TO 80% LTV! 90% LTC! 12 to 24 MONTH TERMS – INTEREST ONLY  NO PREPAYMENT PENALTY*  NO VERIFIED INCOME DOCS REQUIRED OR TAX RETURNS NEEDED MINIMUM LOAN AMOUNT OF $75,000. MAX LOAN AMONT UP TO 25 MILLION LENDING AVAILABLE NATIONWIDE – BUSINESS PURPOSE & INVESTMENT PROPERTIES ONLY 30 YR Rental loans from 3.75%, Fix and Flip Loans from 6.99% and Commercial Bridge loans from …

Hard Money VS Private Money

Hannah Patten Uncategorized

At a glance, hard money loans and private money loans appear to be the same, but they are quite different. Hard money lenders are effectively brokers for short-terms loans, mostly on real estate. On the other hand, private lenders can be just about anyone who has money. A private loan is a relationship-based loan where the lender could be a private company or even a friend or family member.  Private lenders can be tough to find so that being said it takes time and energy to fund them and earn their trust. If you don’t have a track record, it …

Hard Money Drawbacks

Hannah Patten Uncategorized

Hard money is far from perfect. While it does seem simple, an asset secures the loan so everybody’s safe- hard money is only one option. It is expensive, so things have to work according to plan to materialize.  Hard money does work differently from loans you may have used in the past. Lenders typically use more conservative methods to value property than you typically would expect.  As hard money loans are expensive there are other methods that can be pursued. Expect to pay double-digit interest rates on hard money. But, don’t let that deter you from applying for your next …

Why Use Hard Money

Hannah Patten Uncategorized

In previous blogs we discussed what a hard money loan is, we discussed other types of loans, and we discussed what type of loan suits your needs. In today’s blog, we will be discussing why you would need or want to use a hard money loan.  Hard money is expensive, so why would you use it? Hard money has its place for certain borrowers who cannot get traditional funding when they need it. Let’s break it down more.  Speed: the lender is mostly focused on collateral so hard money loans can be closed quicker than traditional loans because they typically …

Special Considerations for Hard Money Loans

Hannah Patten Uncategorized

The cost of a hard money loan to the borrower is typically higher than financing available through banks or the government lending programs, reflecting the higher risk that the lender is taking by offering the financing. However, the increased expense is a tradeoff for faster access to capital and potential flexibility in the repayment schedule.  Hard money loans may be used in turnaround situations, short-term financing, and by borrowers with poor credit but substantial equity in their property. Since it can be issued quickly, a hard money loan can be used as a way to stave off foreclosure. 

Special Considerations for Hard Money Loans

Hannah Patten Uncategorized

The cost of a hard money loan to the borrower is typically higher than financing available through banks or the government lending programs, reflecting the higher risk that the lender is taking by offering the financing. However, the increased expense is a tradeoff for faster access to capital and potential flexibility in the repayment schedule.  Hard money loans may be used in turnaround situations, short-term financing, and by borrowers with poor credit but substantial equity in their property. Since it can be issued quickly, a hard money loan can be used as a way to stave off foreclosure. 

Loan VS Line of Credit: What is the difference?

Hannah Patten Uncategorized

Both Loans and Lines of Credit are two ways to borrow money from lenders for both businesses and individuals. For both, lines of credit usually depend on their intended purpose, a borrower’s credit rating, and financial history, along with their relationship with the lender. Loans have what is called a non-revolving credit limit, which means the borrower only has access to the amount loaned once, whereas they subsequently make principal and interest payments until that said debt is paid off. On the other hand, a line of credit works differently. Just like with a credit card the borrower receives a …