The #1 New York  Hard Money Lender (A+ Rated with BBB | Hundreds of Closed Loans | Direct Lender) How to find the lowest rate for a hard money lender in New York in 2024 New York Hard Money Lending Parameters (2024): CLOSING TIME 7 – 14 days LOAN SIZE $100,000 to $25,000,000 LTV Up to 80% LTV LTC Up to 90% LTC LOAN TERM 12 to 24 months INTEREST RATES 6.99% to 12.99% AMORTIZATION Interest-only payments ORIGINATION FEES 1.50 to 3.50 points based on location and property, LTV, credit worthiness of the borrower, loan amount and term. LENDING AREAS …